Investors today face a unique challenge: managing portfolios spread across multiple asset classes, brokerages, and geographic regions. Whether you hold traditional dividend-paying stocks, exchange-traded funds (ETFs), or digital assets like cryptocurrency, keeping an accurate record of your performance is vital. Two of the most popular tools designed to solve this problem are Sharesight and Delta. However, they approach portfolio tracking from entirely different angles.
In this comprehensive review, we will look closely at sharesight vs delta to help you determine which platform fits your investment style. While one focuses heavily on tax compliance, dividend automation, and institutional-grade performance metrics, the other targets modern, multi-asset investors who prioritize real-time tracking and mobile usability. Understanding these differences is key to choosing the tool that will simplify your financial tracking.
Asset Support and Platform Coverage
When evaluating any portfolio tracker, the first question to ask is whether it supports the specific assets you own. This is where the divergence between Sharesight and Delta is most apparent.
Sharesight Asset Coverage
Sharesight is built primarily for traditional equity investors. It supports over 240,000 stocks, ETFs, and mutual funds across more than 40 global stock exchanges. If you invest in major markets like the NYSE, NASDAQ, London Stock Exchange (LSE), Australian Securities Exchange (ASX), or Toronto Stock Exchange (TSX), Sharesight tracks them seamlessly.
In addition to public equities, Sharesight allows you to track:
- Mutual Funds and Managed Funds: Especially those in Australia, New Zealand, Canada, and the United Kingdom.
- Unlisted Investments: You can manually input private equity, physical real estate, or venture capital investments.
- Cryptocurrency: Sharesight supports tracking for major cryptocurrencies. However, this is limited to basic price tracking. You cannot connect crypto wallets directly to automate transaction syncing.
Delta Asset Coverage
Delta, which was acquired by the social trading platform eToro in 2019, was originally launched as a dedicated cryptocurrency tracker. Over the years, it has expanded into a comprehensive multi-asset tracker.
Delta supports an incredibly diverse range of assets:
- Cryptocurrencies: Over 10,000 crypto assets are supported, complete with direct integrations for major exchanges and Web3 wallets.
- Stocks and ETFs: Coverage of global stock exchanges, though its database is slightly less exhaustive for niche international mutual funds compared to Sharesight.
- Alternative Assets: Delta native supports non-fungible tokens (NFTs), allowing you to link your Ethereum or Solana wallets directly to track your digital collectibles.
- Currencies and Commodities: Real-time tracking for forex pairs and commodities like gold and silver.
If your portfolio consists solely of stocks and ETFs, both platforms will serve you well. However, if you have a significant allocation to crypto, DeFi, and NFTs, Delta is the clear winner in terms of asset coverage.
Data Integration and Broker Connections
Manual data entry is the enemy of consistent portfolio tracking. A tracking tool is only as good as its ability to import your transaction history quickly and accurately.
Sharesight Data Import Methods
Sharesight offers three primary ways to import your investment data:
- Direct Broker API Integrations: Sharesight connects directly with over 140 global brokerages. When you execute a trade through a supported broker, the data syncs automatically with your Sharesight portfolio.
- PDF Trade Confirmation Parsing: This is one of Sharesight’s standout features. You can set up your brokerage account to forward trade confirmation PDFs directly to a unique Sharesight email address. The system automatically reads the PDF, extracts the transaction details, and updates your portfolio.
- CSV Uploads and Manual Entry: For unsupported brokers or historical data, you can upload a CSV file or enter transactions manually.
Delta Data Import Methods
Delta relies on modern API aggregators and direct blockchain connections to keep your portfolio updated:
- Broker Sync via Plaid and Yodlee: Delta uses industry-standard financial aggregators to connect to thousands of traditional brokerage accounts globally.
- Direct Exchange and Wallet Connections: For crypto investors, Delta connects directly to exchanges like Coinbase, Binance, and Kraken via read-only API keys. It also supports direct public address syncing for blockchain wallets, removing the need to manually log individual token transfers.
- Manual Entry: You can manually log transactions, which is useful for tracking physical assets or private investments.
While Sharesight’s PDF parser is incredibly reliable for traditional investors, Delta’s direct wallet integrations make it vastly superior for anyone interacting with decentralized finance (DeFi) or active crypto trading.
Performance Tracking and Dividend Analysis
Calculating your true investment performance is more complicated than simply subtracting your purchase price from the current market value. You must account for brokerage fees, currency fluctuations, and, most importantly, dividends.
Sharesight’s Performance Engine
Sharesight uses an annualized performance calculation methodology known as the Compound Annual Growth Rate (CAGR). This methodology is identical to the performance tracking systems used by institutional fund managers.
Sharesight excels at:
- Automated Dividend Tracking: When a stock in your portfolio pays a dividend, Sharesight automatically logs it. It also supports Dividend Reinvestment Plans (DRIPs), automatically calculating the new cost basis of your reinvested shares.
- Currency Effects: If you buy US stocks using Canadian Dollars, Sharesight isolates the impact of currency fluctuations from the actual performance of the underlying asset.
- Corporate Actions: Sharesight automatically adjusts your holdings for stock splits, mergers, and demergers, saving you from complex manual calculations.
Delta’s Performance Tracking
Delta provides a highly visual, real-time overview of your portfolio’s performance, but its calculations are less robust than Sharesight’s:
- Simple Return vs. Time-Weighted Return: Delta primarily displays simple returns (current value minus invested capital). While it gives a clear picture of your current net worth, it does not calculate CAGR with the same precision as Sharesight, especially when cash flows in and out of the portfolio frequently.
- Basic Dividend Tracking: Delta can track dividends, but it does not handle complex DRIP calculations or historical corporate actions with the same level of automated sophistication as Sharesight.
- Real-Time Visuals: Delta shines by offering live, second-by-second price updates for volatile assets like crypto and fast-moving equities.
For long-term buy-and-hold investors who rely heavily on dividend income, Sharesight’s performance engine is unmatched. For active traders who need to know their exact net worth at any given second, Delta’s real-time updates are highly beneficial.
Tax Reporting and Analytics
Tax season is often when investors realize the limitations of basic spreadsheet tracking. Generating accurate tax reports is a major differentiator in the sharesight vs delta comparison.
Sharesight’s Tax Reporting Suite
Sharesight was designed from the ground up with tax compliance in mind. It features a dedicated reporting suite that can generate tax-ready reports customized for several tax jurisdictions, including Australia, New Zealand, Canada, the United Kingdom, and globally.
Key reports include:
- Taxable Income Report: Summarizes all dividend and interest payments received during a specific tax year.
- Capital Gains Tax (CGT) Report: Calculates your realized capital gains using various accounting methods like First-In, First-Out (FIFO), Last-In, First-Out (LIFO), or Minimise Gain.
- Unrealized Capital Gains Report: Helps you identify tax-loss harvesting opportunities before the end of the financial year.
These reports can be exported directly to PDF or Excel, or you can share secure, read-only access directly with your accountant.
Delta’s Tax Reporting Capabilities
Delta does not have a native, comprehensive tax calculator. Instead, it focuses on transaction logging:
- Data Export: Delta allows you to export your entire transaction history as a CSV file.
- Third-Party Integrations: To calculate capital gains taxes, particularly for cryptocurrency, you will need to import Delta’s CSV export into specialized tax software like Koinly or CryptoTax Calculator.
If your primary goal is to minimize the stress of filing tax returns for complex stock portfolios, Sharesight is the superior tool.
User Interface and Accessibility
The way you interact with your portfolio data can significantly impact your investing experience. Here is how the two platforms compare in terms of design and usability.
Sharesight’s Web-First Interface
Sharesight is primarily a web-based application. While it offers a mobile app, the mobile version acts largely as a wrapper for the web platform.
- Data-Dense Layouts: The desktop interface is clean, professional, and optimized for displaying large tables of financial data. It is designed for deep-dive analysis rather than quick glances.
- Customizable Dashboards: You can group your holdings by asset class, industry, country, or custom tags to see exactly where your capital is allocated.
Delta’s Mobile-First Design
Delta is a mobile-first application available on iOS and Android. It is widely regarded as one of the most beautifully designed financial apps on the market.
- Sleek Dark Mode: The default dark theme is modern and visually appealing, making it easy to read charts and transaction histories.
- Custom Notifications: You can set up highly specific alerts for price movements, trend changes, or news updates related to your holdings.
- Desktop App: Delta does offer a desktop application, but it requires syncing with your mobile device and is designed to mirror the mobile experience rather than offer a completely different, data-dense interface.
Sharesight vs Delta: Feature Comparison Table
To help visualize how these platforms match up, here is a breakdown of their core features:
| Feature | Sharesight | Delta |
|---|---|---|
| Primary Focus | Tax reporting, dividend tracking, and CAGR performance | Multi-asset tracking, real-time pricing, and mobile UX |
| Supported Assets | Stocks, ETFs, Mutual Funds, limited Crypto | Stocks, ETFs, Crypto, NFTs, Forex, Commodities |
| Dividend Automation | Fully automated, supports DRIPs and corporate actions | Basic tracking, manual adjustments often required |
| Tax Reporting | Advanced, country-specific tax reports (AU, NZ, CA, UK) | Basic CSV export; requires third-party tools |
| Primary Platform | Web browser (desktop optimized) | Mobile application (iOS & Android) |
| Crypto Syncing | Manual entry or basic API limits | Direct exchange APIs and Web3 wallet addresses |
Which Portfolio Tracker Fits Your Needs?
Choosing between Sharesight and Delta ultimately depends on the composition of your portfolio and how you prefer to monitor your wealth.
Choose Sharesight If:
- You are a dividend growth investor: You need to automate the tracking of dividends, dividend reinvestments, and corporate actions across multiple traditional stock markets.
- Tax reporting is your main pain point: You want to generate accurate, localized tax reports that you can hand directly to your accountant.
- You prefer desktop analysis: You want a data-dense, spreadsheet-style dashboard that calculates true annualized returns (CAGR) taking fees and currency fluctuations into account.
Choose Delta If:
- You have a modern, multi-asset portfolio: You hold a mix of stocks, crypto, NFTs, and commodities, and you want to see all of them in a single interface.
- You want a mobile-first experience: You prefer tracking your investments on your phone throughout the day using a sleek, highly intuitive app.
- You need real-time data: You require live price updates and instant notifications for volatile markets like cryptocurrency.
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Pros & Cons
Sharesight
✅ Pros
- Automated tracking of dividends and reinvestment plans (DRIPs)
- Generates country-specific tax reports including Capital Gains Tax (CGT)
- Calculates true annualized performance (CAGR) incorporating fees and currency fluctuations
❌ Cons
- Free tier is restricted to only 10 holdings and one portfolio
- No direct syncing for decentralized crypto wallets or NFT collections
- Mobile application is limited compared to the robust web platform
Delta
✅ Pros
- Tracks stocks, crypto, NFTs, forex, and commodities in one place
- Direct integration with Web3 wallets and major crypto exchanges
- Beautiful, highly intuitive mobile-first design with custom price alerts
❌ Cons
- Lacks advanced tax reporting and localized capital gains calculators
- Does not calculate institutional-grade annualized performance metrics (CAGR)
- Desktop app is secondary and lacks advanced data-dense layouts
Pricing Comparison
Sharesight Free
- 1 Portfolio
- Up to 10 holdings
- Automatic dividend tracking
- Basic reporting
Sharesight Investor
- 3 Portfolios
- Unlimited holdings
- Advanced tax reports
- Multi-currency tracking
Delta Free
- Unlimited holdings
- 2 broker/exchange connections
- Basic analytics
- Single device sync
Delta PRO
- Unlimited broker & exchange connections
- Multi-device sync
- Advanced portfolio analytics
- Early access to new features
Frequently Asked Questions
Is Sharesight better than Delta for dividend tracking?
Yes, Sharesight is significantly better for dividend tracking. It automatically imports dividend payments, handles complex Dividend Reinvestment Plans (DRIPs), and calculates historical corporate actions. Delta only provides basic dividend tracking and often requires manual input for complex reinvestments.
Can I track cryptocurrency on both platforms?
Yes, but they do it differently. Delta offers native, automated syncing with major cryptocurrency exchanges and Web3 wallets (like Ethereum and Solana). Sharesight only supports basic manual price tracking for major cryptocurrencies and does not connect directly to crypto wallets.
Does Delta offer tax reporting?
Delta does not have built-in tax calculators. It allows you to export your transaction history to a CSV file, which you must then import into specialized third-party crypto tax software. Sharesight, on the other hand, has built-in tax engines designed to produce tax-ready reports for several countries.
Which portfolio tracker is better for mobile users?
Delta is the superior choice for mobile users. It was designed from the ground up as a mobile app, offering a highly polished interface, custom widgets, and real-time push notifications. Sharesight is a web-first application, and its mobile app is limited in functionality.